Tim Hilterman, CFP, CAP, Investment Advisor Representative

3 Reasons to Give Away Appreciated Stock

As the stock market continues to recover, perhaps you’ve seen significant gains in your portfolio, or maybe you invested in a stock that skyrocketed and now your portfolio is out of balance. If you have a heart for non-profits, we have some goo
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Teach Your Kids How to Set Sail with Finances

Do you feel like you’ve missed the boat when it comes to educating your kids about finances? It’s not too late to teach them these four basic principles.
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Retirement Planning: A Holistic Approach

As part of our commitment to continual learning, advisors often participate in events designed to sharpen our skills and keep updated with what’s new. Tracy recently attended the InvestmentNews Retirement Income Summit Virtual Event. Tim sat do
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Weekly Market Update - July 24

Market action was mixed this week, leaving stocks little changed for the week. Early on, good news flowed as earning season began and progress continued on a potential new stimulus package. On Thursday, the tech sector came under pressure as this ove
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Highlights of the CARES Act

CARES Act for Individuals - On Friday, congress passed, and the President signed into law, the Coronavirus Aid, Relief and Economic Security (CARES) Act. In addition to providing support to small businesses, the bill provides measures to help individual
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October 2019 Market Insight

The so-called “Great Recession” ended more than 10 years ago. Since then, the U.S. economy has been in the longest recorded expansion in history. But good times don’t last forever. Because you’ve probably been hearing a number
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Another Interest Rate Drop and Progress in U.S.-China Trade (for Now)

Many investors recouped losses from August thanks to perceived progress in the U.S.-China trade saga and the Federal Reserve dropping their short-term interest rate another 0.25% to 2.00%. While investor sentiment waxed and waned...
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The Trade War Drags on and the Yield Curve Inverts

August was a mixed bag of emotions as volatility spiked in the market, fueled by trade war escalations (and de-escalations), global growth concerns, and the infamous yield curve officially inverting for the first time since 2007.
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The Constant Tension: Risk vs. Return

When I was studying to obtain the CERTIFIED FINANCIAL PLANNER™ certification, one of the first definitions I had to memorize was the meaning of risk--the possibility of loss. Risk is everywhere in our world, and as your advisors it is our job to help you identify these risks and find the most effective means to reduce or eliminate them.
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2017 Year End Market Update

2017 is now in the books. It’s always fun to look at predictions made one year ago and see how they measured up to reality.
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Investment Update

What is usually a quieter summer period was rudely interrupted by more geo-political drama and extreme weather events. Nevertheless, overall good news in economic data from Europe, UK, Japan, and Brazil helped markets continue to creep up. At the time of this publication, US Stocks are rallying to all-time highs. The S&P 500 Index (large US companies) is up 14.24% YTD while international holdings are up 19.17% according to the MSCI World ex-USA index.
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