May 2016 Market Insight

As the weather has warmed and plants have begun to blossom, US markets have also started to show signs of life, with the S&P 500 returning nearly 2%  for the month. This raises the year-to-date gain to 3.57%, a fair return for this point in the year.

While this year’s benchmark return has been better, investors would be wise to remember the volatility experienced at the end of 2015 and into the beginning of this year. Over that time frame, the S&P 500 experienced a greater than 10% downturn and investors were beginning to wonder if markets were entering another crisis. Recently, markets have been grinding out decent gains and it seems that the storm has passed.

A great gardener works the ground during times of fair weather, but remembers the droughts and storms of the past. Like a seasoned gardener, a prudent investor continues to cultivate their finances throughout periods of abundance. They save, maintain healthy spending habits, and hold fast to their investment plans. We suggest you do the same.

Please contact us if you have questions about how to best set up your finances for a sustainable future.

Here is a recap of index returns through May:





5 yr Annualized

 MSCI World Ex USA (international stocks)



 1.57 %

 S&P 500 (US large cap)




 Russell 2000 (US Small cap)




 Barclays US Aggregate Bond