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Here is a recap of market performance for the month of December and 2021 overall: After a down month in November, investment returns rebounded in December. International stocks performed best, while US large cap and small cap stocks also had strong months. Bonds slightly declined. In 2021, investors were rewarded for owning stocks. All three stock categories increased by double digits. Bonds had a rather uneventful year and detracted from returns. But overall, for most investors with a diversified portfolio, 2021 was a positive year.

Investment returns were negative in November. US large stocks decreased the least, while small cap and international stocks declined more than 4%. Bonds provided some diversification, and slightly increased. For the year in aggregate, most investors should be pleased: all stock categories are up significantly. Bonds have struggled as interest rates have inched higher.

October was a fantastic month for stock returns, with the S&P 500 leading the way. US small cap and international stocks followed the lead and also had attractive returns. Bonds were the notable laggard and moved little. Overall, it’s been a very beneficial year for investors. During this time, US stocks have outperformed international stocks, while bonds are down.

Ryan Gilmer walks through our new statement layout with information created for a sample client. (Sample client is not real, all information was sample information created for this purpose.)

With home sales booming throughout much of the country, you may decide that now’s the right time to put your abode on the market. If you do put your primary residence up for sale, try to steer clear of the following mistakes.

In late 2020, the IRS announced that it will increase tax audits of small businesses by 50 percent in 2021. Here are several mistakes to avoid if you do get audited by Uncle Sam.

As a business owner, you’re required to pay three different types of payroll taxes.

How to tell the difference –Not all debt is created equal. Knowing the difference can change the way you look at your spending.